A credit score is a three digit figure basing on which the decision as for your creditworthiness is formed. Among the things that affects your credit score there are such factors as your full name and address, your employer’s contact information, court suits, jail arrests, bankruptcy, foreclosure, this is just to name a few. This [...]
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WEBWIRE – Thursday, December 10, 2009
Contact Information
Mark Garcia
Author
Crushing The Credit Bureaus
210.391.8872
chefmark@crushingthecreditbureaus.com
Nationally recognized credit score expert Mark J. Garcia says millions of Americans are in for a shock when it comes to applying for a high paying job, because many employers seeking to fill these positions will pull credit scores.
While the debate about the legality or [...]
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There are credit repair secrets that can help you get a higher FICO score and make your efforts at cleaning up your credit report much more effective. These are the insider tips that big banks and other lenders hope you never hear.
Credit Repair Secrets Lenders and Bankers Hope You Never Learn
1. You Can Only Dispute [...]
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What does a charge off mean? When you stop paying on a debt you owe to a lender and the lender feels the debt is not collectible from you, they will charge off the debt. A charge off can mean one of many different things regarding the debt.
If the amount of the debt is small, [...]
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In order to fully understand what goes into removing a judgment from your credit report, you need to know what exactly a judgment is. After several attempts of trying to collect a debt from you, the creditor will file a lawsuit against you. Unless you show up to the court hearing and prove that you [...]
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If you don’t have a credit card, you really should get one. Today, almost everyone in America has one, and so should you. Using a credit card is an important way to build better credit. But if your credit rating is so bad that you can’t get a credit card, don’t worry. Help is available. [...]
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We know that the price of gas at the pumps have been falling in the past few weeks but the price is still higher than it was a year ago. That is why when you select your gas credit card you should select your card and make sure that it is one that gives you [...]
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Credit Repair in the Fast Lane
Credit repair does not have to take forever. There are things that only time will heal, but the right strategies can turn your credit scores around quickly. Are you ready to do what it takes to see your numbers pop? It’s not hard if you know what to do. Here [...]
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Bob and Sue are real people. They are smart and resourceful, but several years ago they made some bad choices. Soon their credit was a mess. So they started their credit repair journey. Here are a few of their credit repair adventures that might shine some light on your own path. Good luck!
Cease Communication Letters [...]
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The Devil in the Details
Have you had credit issues in the past? Are you ready for better times? Credit repair can produce awesome results if done properly. But a wrong turn can leave you worse off than before. Here is our list of the seven deadly credit repair sins you need to avoid.
Credit Repair Sin [...]
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