CEO Mark Greene says credit scores do a good job assessing risk — when they’re used properly. He’s in the process of fixing things at the troubled shop.
By KARA McGUIRE, Star Tribune
Last update: February 17, 2008 - 4:01 PM
Mark Greene came to Fair Isaac a year ago to fix the business. Lately, [...]
Read Full Post »
Posted in short sale by debt kid on the January 18th, 2008
Homeowners who are in financial difficulties and facing foreclosure often opt for a short sale in order to escape the foreclosure process. A short sale simply means that the amount of the mortgage balance owed is greater than the current market value of your [...]
Read Full Post »
Posted in short sale by debt kid on the January 18th, 2008
Homeowners who are in financial difficulties and facing foreclosure often opt for a short sale in order to escape the foreclosure process. A short sale simply means that the amount of the mortgage balance owed is greater than the current market value of your [...]
Read Full Post »
From LaToya Irby,
Your Guide to Credit / Debt Management.
About.com
A recent survey conducted by GFK Roper Public Affairs holds that the average American household has over $9,000 in credit card debt. The survey also reveals that 90% of respondents say they have less than the average amount of credit card debt.
The survey analysis alludes to the [...]
Read Full Post »
From LaToya Irby, About.com
In just a few weeks, thousands of teenagers will be going off to college for the very first time. Thousands more will be returning. It seems like every store I go into these days is prepping collegiates for their life on campus. About Credit/Debt Management wants to prep you too.
You see, I [...]
Read Full Post »
18 August, 2007 (23:55) | Consumer | By: Jason Dean
The whole idea of credit can seem like it’s shrouded in mystery, so it’s no wonder that there are many myths — or “urban legends” — about credit. How do you separate the fact from the fiction? Well, these are some of the most common credit [...]
Read Full Post »
A. Per the Fair Credit Reporting Act (FCRA), most negative information will stay on your credit report for a minimum of seven years. There are exceptions for certain types of negative information.
Delinquency information like late payments and collections remain on your report for seven years from the date of delinquency.
Charge-offs, seven years + 180 days [...]
Read Full Post »
From LaToya Irby,
Your Guide to Credit / Debt Management.
FREE Newsletter. Sign Up Now!Your credit score is a three-digit number that is used to predict how you will pay your bills. The score ranges from 300-850 and is calculated using your credit history information contained in your credit report. When you make an application for credit, [...]
Read Full Post »
In part 1 of this series on credit we talked about how important credit has become in surviving the current home depreciation environment and avoiding the ARM Reset Foreclosure Trap. In part 2 of the credit series we looked at the elements that comprise your credit score. Hopefully now you have a good understanding of [...]
Read Full Post »
I have a question that is actually about government grants. I have been to numerous sites on grants and have received even more phone calls saying they can gaurentee me a grant if i just send the hundreds of dollars before hand. Are there really grants for first time home buyers and if so where [...]
Read Full Post »